Privacy Policy

Privacy Policy

At The MMGiftCard Technologies (the “Company” or “Us” or “We”) and developers of MMGiftCard (the “Platform” or “Product”), We ensure and promote access to MMGift8.com (our “Website” or “Mobile Application”), is hinged on our main priorty of safeguarding the privacy of our visitors and customers. This Privacy Policy document between the Company and User (“You”), (the “Policy”) contains types of information that is collected and recorded on the Platform and how we username. It also constitutes our commitment to keep your information private, why we collect data, how we store and transfer the data as well as who we share the data with, if necessary. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to all our activities and is valid for visitors to ourwebsite and offices with regards to the information that they shared and/or collect in MMGiftCard. Privacy Right

1.1. This Privacy Policy describes your privacy rights regarding our collection, use, storage, sharing and protection of your personal information.

1.2. If you have created a username, identification code, password or any other piece of information as part of our access security measures, you must treat such information as confidential, and you must not disclose it to any third party.

1.3. We reserve the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of this Policy.

1.4. If you know or suspect that anyone other than you knows your security details, you must promptly notify us by sending a mail to [email protected] or call +86 18959265969

2. CONSENT

By using the Platform or any of our services, you hereby consent to our Policy and any other modification to it from time to time. We may amend this privacy policy at any time by posting a revised version on our website, or placing such notice at conspicuous points at our office facilities. The revised version will be effective 7 days after publication.

3. INFORMATION WE COLLECT

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you register on the Platform, you will be required to provide your full name, username, your email address and phone number.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

For payment processing, you will be required to provide your bank account details including the bank name, account name and account number.

For compliance and KYC purposes, you may be required to provide more personal information and documents like ID and BVN.

Information We May Collect About You

We may collect, use, process, store, or transfer personal information such as:

i. Contact Data: This is data that is needed to reach out to you, such as your contact address, email address, telephone number, details of the device you use, and billing details;

ii. Identification documents :(such as your passport or any Government-issued identity card), a photograph (if applicable), and any other registration information you may provide to prove you are eligible to use our services;

iii. Log/Technical information: When you access MMGiftCard services, our servers automatically record information that your browser sends whenever you visit a website, links you have clicked on, length of visit on certain pages, unique device identifier, log-in information, location, and other device details.

iv. Financial Data: Information, such as personal account number, the merchant’s name and location, the date and the total amount of transaction, and other information provided by financial institutions or merchants when we act on their behalf;

v. Transactional Data: These are information relating to payment when you as a merchant (using one or more of our payment processing services) or as a customer, are using our products or services;

vi. Marketing and Communications Data: This includes both a record of your decision to subscribe or to withdraw from receiving marketing materials from us or from our third parties.

vii. Records of your discussions with us, if we contact you, and if you contact us.

viii. We may also collect, store, use, and transfer non-personal information or anonymized data such as statistical or demographic data.

This Policy applies to MMGiftCard services only. We do not exercise control over the sites displayed or linked from within our various services. These other sites may place their own cookies, plug-ins, or other files on your computer, collect data or solicit personal information from you. The Company does not control these third-party websites and we are not responsible for their privacy statements. Please consult such third parties’ privacy statements.

4. HOW WE USE YOUR INFORMATION

We use the information we collect in various ways, including to:

a) Provide, operate, and maintain our website

b) Ensure compliance with regulations

c) Provide our services and support

d) verify your identity

e) resolve disputes and troubleshoot problems

f) Improve, personalize, and expand our website

g) Understand and analyze how you use our website

h) Develop new products, services, features, and functionality

i) Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

j) Send you emails

k) Find and prevent fraudulent activities

5. LOG FILES

The Company through its product; Cardtonic follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

6. Cookies

Cookies are small files placed on your computer’s hard drive that enables the website to identify your computer as you view different pages. Cookies allow websites and applications to store your preferences in order to present contents, options or functions that are specific to you. Like most interactive websites, our website uses cookies to enable the tracking of your activity for the duration of a session. Our website uses only encrypted session cookies which are erased either after a predefined timeout period or once the user logs out of the platform and closes the browser. Session cookies do not collect information from the user’s computer. They will typically store information in the form of a session identification that does not personally identify the user.

7. Data Security and Retention

The security of your Personal Information is important to the Company.

We maintain appropriate Internal, technical, and physical controls to ensure that your data are kept safe at the Company. Other security measures include but are not limited to, secure servers, firewalls, data encryption, and granting access only to designated employees. On your part strive to ensure your passwords to your MMGiftCard Accounts are safe.

We will only retain personal information on our servers for as long as is reasonably necessary as long as we are providing Services to you. When you close your MMGiftCard Account, your information is stored on our servers to the extent necessary to comply with regulatory obligations and for the purpose of fraud monitoring, detection, and prevention. Where we retain your Business Information/data, we do so in compliance with limitation periods under the applicable law.

8. AMENDMENTS TO OUR PRIVACY POLICY

To keep up with legislation and best practices, from time to time, we may change, amend or review this Privacy Policy from time to time and place any updates on this page. All changes made will be posted on this page and where changes will materially affect you, we will notify you of this change by placing a notice online or via mail. If you keep using our Services, you consent to all amendments of this Privacy Policy.

9. CONTACT DETAILS

Email: [email protected]

Phone Numbers: +86 18959265969

This page was last updated in Sept 2024.